An extensive network of tunnels under Los Angeles filled with Lizard People... sounds like Nocturnal, but the tunnels are full of massive amounts of gold and that sounds like Earthcore.
http://latimesblogs.latimes.com/thedailymirror/2009/04/did-weird-cult-carve-tunnels-under-los-angeles-jan-29-1934.html
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"Coconut Crabs: They are the Raccoons of the Invert World."

